Complete Net Worth Tracking
All assets and liabilities in one secure view via RBI Account Aggregator.
WorthBacked by a SEBI-Registered Investment Adviser
Track your complete net worth, get daily spending guidance, and plan your goals with unbiased, fee-only advice. No commissions. No product pushing. No conflicts of interest.
Good morning
Your money, clarified.
Financial Health Score
You are on track across key goals.
Net Worth
₹42,68,400
↑ 4.8% this monthDaily Safe Spend
₹2,840
Illustrative preview
WorthOS Technologies Private Limited — SEBI Registered Investment Adviser (Non-Individual) | Reg. No. INA000022695 | BSE Enlisted No. 2527
Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
What we do
Intelligent personal finance tools and fee-only advisory built for India
A personal finance application that brings your entire financial life into one place and tells you what it means.
All assets and liabilities in one secure view via RBI Account Aggregator.
A daily 100-point score that turns complex finances into clear signals.
Know exactly what you can comfortably spend today without derailing goals.
Set milestones, model timelines and follow an intelligent asset allocation.
See patterns, recurring bills and subscriptions before they become leaks.
Ask financial questions in plain language and get relevant, clear answers.
Personalised & SEBI regulated
Personalised, human advice under SEBI-regulated investment advisory on a strictly fee-only basis. We earn only advisory fees — never commissions.
Comprehensive Financial Planning
Portfolio Review & Asset Allocation Guidance
Goal-Based Investment Planning
Retirement Planning
Risk Profiling & Suitability Assessment
Inside the Worth app
Connect your accounts, understand your money, plan your goals and get answers grounded in your real financial life.






Swipe to explore the Worth app
Research subscription
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Our story
Precision in Data. Strategy in Motion. Empowering Wealth Through Quantitative Edge.
WorthOS Technologies Private Limited is a Fintech company and SEBI Registered Investment Adviser based in Noida, India.
We are building Worth — India's decision intelligence layer for personal finance — alongside a fee-only investment advisory practice.
Worth was founded on a simple observation: Indian professionals have more financial apps than ever, yet remain unsure about everyday financial decisions. Every recommendation we make serves only one interest: yours.
Our Mission
To give every earning Indian the financial clarity of having a personal CFO.

Founder
Founder & Principal Officer
MSc in Venture Capital and Private Equity (FinTech), University College London. NISM-certified Investment Adviser Level 1 and Level 2.
Fee-only by structure. No distribution licenses, no commissions.
Built on India's RBI Account Aggregator framework.
SEBI-registered with documented risk profiling and annual audits.
Transparency first
All regulatory disclosures, policies and grievance information in one place.
Data of the month ending June 2026
| Received from | Last Month | Received | Resolved | Pending | > 3 Months |
|---|---|---|---|---|---|
| Directly from investor | Nil | Nil | N.A | Nil | Nil |
| SEBI (SCORES) | Nil | Nil | N.A | Nil | Nil |
| Other Sources | Nil | Nil | N.A | Nil | Nil |
| Grand Total | Nil | Nil | N.A | Nil | Nil |
Common questions
Clear answers to help you make informed decisions.
Let's talk
Ready to build your financial edge? Tell us how we can help.
tanish@worthostech.com
+91 98182 41900
A-85, Sector 5, Noida, Uttar Pradesh – 201301
10:00 AM – 6:00 PM, Monday to Saturday
Annual compliance audit conducted as required under SEBI regulations.