SEBI Registered Investment Adviser

Your Financial
Command Center

Backed by a SEBI-Registered Investment Adviser

Track your complete net worth, get daily spending guidance, and plan your goals with unbiased, fee-only advice. No commissions. No product pushing. No conflicts of interest.

No commissionsNo product pushingNo conflicts of interest

Good morning

Your money, clarified.

Financial Health Score

82/ 100
Excellent

You are on track across key goals.

Net Worth

₹42,68,400

↑ 4.8% this month

Daily Safe Spend

₹2,840

Illustrative preview

SEBI RegisteredReg. No. INA000022695BSE Enlisted No. 2527RBI Account Aggregator frameworkFee-Only Model

WorthOS Technologies Private Limited — SEBI Registered Investment Adviser (Non-Individual) | Reg. No. INA000022695 | BSE Enlisted No. 2527
Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

What we do

One clear view of your financial life

Intelligent personal finance tools and fee-only advisory built for India

Launching Soon

Worth App Financial Intelligence Platform

A personal finance application that brings your entire financial life into one place and tells you what it means.

Complete Net Worth Tracking

All assets and liabilities in one secure view via RBI Account Aggregator.

Financial Health Score

A daily 100-point score that turns complex finances into clear signals.

Daily Safe Spend

Know exactly what you can comfortably spend today without derailing goals.

Goal-Based Planning

Set milestones, model timelines and follow an intelligent asset allocation.

Spending Intelligence

See patterns, recurring bills and subscriptions before they become leaks.

AI Finance Copilot

Ask financial questions in plain language and get relevant, clear answers.

Fee-Only — No Commissions

Investment Advisory Services

Personalised & SEBI regulated

Personalised, human advice under SEBI-regulated investment advisory on a strictly fee-only basis. We earn only advisory fees — never commissions.

Comprehensive Financial Planning

Portfolio Review & Asset Allocation Guidance

Goal-Based Investment Planning

Retirement Planning

Risk Profiling & Suitability Assessment

Schedule a Consultation

Inside the Worth app

Clarity for every financial decision

Connect your accounts, understand your money, plan your goals and get answers grounded in your real financial life.

See everything. One score for your entire financial life.
See everything. One score for your entire financial life.
Every asset, tracked. Banks, funds, EPFO and stocks — all in one number.
Every asset, tracked. Banks, funds, EPFO and stocks — all in one number.
Know where it goes. Automatic categories and budgets that just work.
Know where it goes. Automatic categories and budgets that just work.
Plan with confidence. Goal planning shaped around your priorities and risk profile.
Plan with confidence. Goal planning shaped around your priorities and risk profile.
Just ask Worth. Real answers grounded in your real financial numbers.
Just ask Worth. Real answers grounded in your real financial numbers.
Connect in seconds. RBI Account Aggregator access that is read-only and secure.
Connect in seconds. RBI Account Aggregator access that is read-only and secure.

Swipe to explore the Worth app

Research subscription

Choose Your Plan

Select your preferred research subscription.

Duration1 MonthTotal Amount₹3,999

Our story

Who We Are

Precision in Data. Strategy in Motion. Empowering Wealth Through Quantitative Edge.

WorthOS Technologies

WorthOS Technologies Private Limited is a Fintech company and SEBI Registered Investment Adviser based in Noida, India.

We are building Worth — India's decision intelligence layer for personal finance — alongside a fee-only investment advisory practice.

Worth was founded on a simple observation: Indian professionals have more financial apps than ever, yet remain unsure about everyday financial decisions. Every recommendation we make serves only one interest: yours.

Our Mission

To give every earning Indian the financial clarity of having a personal CFO.

Tanish Sadh, Founder and Principal Officer

Founder

Tanish Sadh

Founder & Principal Officer

MSc in Venture Capital and Private Equity (FinTech), University College London. NISM-certified Investment Adviser Level 1 and Level 2.

What Makes Us Different

01

Fee-only by structure. No distribution licenses, no commissions.

02

Built on India's RBI Account Aggregator framework.

03

SEBI-registered with documented risk profiling and annual audits.

5+Years Experience
SEBIRegistered
NoidaHeadquarters
FeeOnly Model

Transparency first

Compliance Data

All regulatory disclosures, policies and grievance information in one place.

Number Of Client's Complaints

Data of the month ending June 2026

Received fromLast MonthReceivedResolvedPending> 3 Months
Directly from investorNilNilN.ANilNil
SEBI (SCORES)NilNilN.ANilNil
Other SourcesNilNilN.ANilNil
Grand TotalNilNilN.ANilNil

Common questions

Frequently Asked Questions

Clear answers to help you make informed decisions.

Still have questions? Contact us

Let's talk

Get In Touch

Ready to build your financial edge? Tell us how we can help.

tanish@worthostech.com

+91 98182 41900

A-85, Sector 5, Noida, Uttar Pradesh – 201301

10:00 AM – 6:00 PM, Monday to Saturday

Compliance Audit Status

Annual compliance audit conducted as required under SEBI regulations.